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Insurance

Financing

Jumat, 08 Agustus 2008

Financing

The Free Dictionary by Farlex


The act of providing funds for business activities, making purchases or investing. Financial institutions and banks are in the business of financing as they provide capital to businesses, consumers and investors to help them achieve their goals.

Notes:
There is a large variety of financing techniques that businesses and consumers can use to receive financing these techniques range from IPOs to bank loans. The use of financing is vital in any economic system as it allows consumers to purchase products out of their immediate reach, like houses, and businesses to finance large investment projects.

Read More...... The Free Dictionary by Farlex


The act of providing funds for business activities, making purchases or investing. Financial institutions and banks are in the business of financing as they provide capital to businesses, consumers and investors to help them achieve their goals.

Notes:
There is a large variety of financing techniques that businesses and consumers can use to receive financing these techniques range from IPOs to bank loans. The use of financing is vital in any economic system as it allows consumers to purchase products out of their immediate reach, like houses, and businesses to finance large investment projects.

Insurance

The Free Dictionary by Farlex


A contract (policy) in which an individual or entity receives financial protection, or reimbursement, against losses from an insurance company, which pools client's risks to make payments more affordable, in exchange for a premium.

Notes:
When shopping around for an insurance policy, look for the best priced package that is right for you - prices can vary from one insurance company to the next. And make sure you know what you want. Some individuals, for example, prefer 24-hour claims service, or face-to-face contact with an insurance representative. Also consider the claims settlement process, the amount of the deductible and the extent of the replacement coverage. Insurance companies and the policies they offer are not all the same, so think about more than just the price.

Read More...... The Free Dictionary by Farlex


A contract (policy) in which an individual or entity receives financial protection, or reimbursement, against losses from an insurance company, which pools client's risks to make payments more affordable, in exchange for a premium.

Notes:
When shopping around for an insurance policy, look for the best priced package that is right for you - prices can vary from one insurance company to the next. And make sure you know what you want. Some individuals, for example, prefer 24-hour claims service, or face-to-face contact with an insurance representative. Also consider the claims settlement process, the amount of the deductible and the extent of the replacement coverage. Insurance companies and the policies they offer are not all the same, so think about more than just the price.

Toraja Land, South Sulawesi,Indonesia

History

Tana Toraja is located in the Northern part of the South Sulawesi Province. Situated between Latimojong Mountain range and Mount Reute Kambola. The arible Toraja consists of three groups. The Eastern around lake Poso, Western Toraja living around the Palu river and Kalawi in Centre Sulawesi. The Specific architecture of Torajan house has its own architecture form. Torajan house are shaped like a bout and the two ends are shaped like the bow. Torajan house is a compound buildings consist of traditional houses (Tongkonan) and rice storage buildings (Lumbung). The building are sculpted with ornaments of various shapes. The ornament is painted with traditional colour dominated with the black and red colour. All of them create the aesthetic value of the building of Torajan houses.
Demography
Toraja is a name of Bugis origin given to the different peoples of the mountainous regions of the northern part of the south peninsula, which have remained isolated until quite recently Their native religion is megalithic and animistic, and is characterized by animal sacrifices, ostentatious funeral rites and huge communal feasts. The Toraja only began to lose faith in their religion after 1909, when Protestant missionaries arrived in the wake of the Dutch colonizers. Nowadays roughly 60% of the Toraja are Christian, and 10% are Muslim; the rest hold in some measure to their original religion. Whatever their religious belief, it is their ancestral home, their 'house of origin', the great banua Toraja with its saddleback roof and dramatically upswept roof ridge ends, that is the cultural focus for every Toraja. This house of origin is also known as a Tongkonan, a name derived from the Toraja word for 'to sit'; it literally means the place where family members meet - to discuss important affairs, to take part in ceremonies and to make arrangements for the refurbishment of the house.

The Toraja are divided up geographically into different groups, the most important of which are the Mamasa, who are centred around the isolated Kalumpang valley, and the Sa'dan of the southern Toraja lands. There have never been any strong, lasting political groupings within the Toraja. The Sa'dan area, with its market towns of Makale and Rantepao, is known as Tana Toraja. Good roads now reach Tana Toraja from Makassar or formerly known as Ujung Panjang, the capital of Sulawesi, bringing a large seasonal influx of foreign tourists who, while injecting money into the local economy, have not yet had much lasting affect on local people's lives.

Village Pattern
In former times, Toraja villages were sited strategically on hilltops and fortified to such an extent that sometimes access was only possible through tunnels bored through rock. This was all part of the then common Indonesian custom of head-hunting and inter-village raids. The Dutch pacified the Toraja and forced them to leave the hills and to build their villages in the valleys, and they also introduced wet-rice cultivation. The Toraja abandoned their traditional slashand-burn agricultural policy and now live by rice-farming, and raising pigs and beautiful buffalo.
The Toraja are a proto-Malay people whose origins lie in mainland South-East Asia (possibly Cambodia). Toraja legends claim that they arrived from the north by sea. Caught in a violent storm, their boats were so damaged as to be unseaworthy, so instead they used them as roofs for their new homes. The Tongkonan, with their boat-shaped roofs, always face towards the north.

Style & Construction
Tongkonan are built on wooden piles. They have saddleback roofs whose gables sweep up at an even more exaggerated pitch than those of the Toba Barak. Traditionally, the roof is constructed with layered bamboo, and the wooden structure of the house assembled in tongue-and-groove fashion without nails. Nowadays, of course, zinc roofs and nails are used increasingly.

The construction of a traditional rumah adat is time-consuming and complex, and requires the employment of skilled craftsmen. First of all, seasoned timber is collected, then a shed of bamboo scaffolding with a bamboo shingle roof is erected. Here, components of the house are prefabricated, though the final assembly will take place at the actual site. Almost invariably now, Tongkonan are raised on vertical piles rather than on a substructure of the log-cabin type, so al the wooden piles are shaped and mortises cut in them to take the horizontal tie beams. The piles are notched at the top to accommodate the longitudinal and transverse beams of the upper structure. The substucture is then assembled at the final site. Next, the transverse beams are fitted into the piles, then notched and the longitudinal beams set into them, and the grooved uprights that will form the frame for the side walls are pegged in place. Thin side panels are cut to the dimensions decided on by the woodcarver who is going to decorate them, and slotted in, The two outermost uprights of each transverse wall pass through the upper horizontal wall beam and, being forked at the upper end, carry the parallel horizontal beams that support the rafters. A narrow hardwood post, also forked at the top and set into the central longitudinal floor beam, runs up each transverse wall, is anchored to the upper wall beam and carries the ridge purlin. The rafters are laid over the ridge purlin, whose extended ends rest on the triangular overhanging gables. An upper ridge pole is then laid in the crosses formed by the rafters, and the ridge pole and ridge purlin lashed together with rattan.

To obtain the increasingly curved roof so popular with the Toraja, the ends of the upper ridge pole must be slotted through the centres of short vertical hanging spars, whose upper halves support the first of the upwardly angled beams at the front and rear of the house, which in turn slots through the centre of further short vertical hanging spars that carry the second upwardly angled beam. The sections of the ridge pole projecting beyond the ridge purlin are supported front and back by a freestanding pole. Transverse ties pass through both the hanging spars and the freestanding posts to support the rafters of the projecting roof. Before the roof is fitted, stones are placed under the piles. The roof is made of bamboo staves bound together with rattan and assembled transversely in layers over an under-roof of bamboo poles, which are tied longitudinally to the rafters. Flooring is of wooden boards laid over thin hardwood joists.

A new Tongkonan at Pa'tengko, just outside Makale, took eight men three months to build, and six men one month to carve and paint the outside wall panels. There is no carving inside recently built Toraja houses, but on occasion timbers from old houses are reused in the construction of new ones. In Bintu Lepang, in the Solo district of Tana Toraja, there is a house which dates from about 1950 that was made out of beams and posts from three older houses. Here old carved exterior beams were incorporated into the new interior. This Tongkonan was notorious for housing an unburied corpse from 1964 until 1992, as a result of a dispute between the dead woman's adopted children. The body was soaked in coffee to preserve it and wrapped in over fifty of her textiles to smother the smell and to stop the heirs from squabbling over the them. The government finally had to order the funeral to take place.

Social Organization
Toraja society is extremely hierarchical, comprising nobility, commoners and a lower class who were formerly slaves. Villagers are only permitte to decor their house with the symbols and motifs appropriate to their social station. The gables and the wooden wall panels are incised with geometric, spiralling designs and motifs such as buffalo heads and cockerels painted in red, white, yellow and black, the colours that represent the various festivals of Aluk To Dolo ('the Way of the Ancestors'), the indigenous Torala religion. Black symbolizes death and darkness; yellow, God's blessing and power; white, the colour of flesh and bone, means purity; and red, the colour of blood, symbolizes human life. The pigments used were of readily available materials, soot for black, lime for white and coloured earth for red and yellow; tuak (palm wine) was used to strengthen the colours. The artists who decorated the house were traditionally paid with buffalo. The majority of the carvings on Toraja houses and granaries signify prosperity and fertility, and the motifs used are those important to the owner's family. Circular motifs represent the sun, the symbol of power, a golden keris (knife) symbolizes wealth and buffalo heads stand for prosperity and ritual sacrifice. Many of the designs are associated with water, which in itself symbolizes life, fertility and prolific rice fields. Tadpoles and water-weeds, both of which breed rapidly, represent hopes for many children.

Many of the motifs that adorn the houses and granaries of the Toraja are identical to those found on the bronze kettle drums of the Dong-Son. Others, such as the square cross motif, are thought to have Hindu-Buddhist origins or to have been copied from Indian trade cloths. The cross is used by the Christian Toraja as a decorative design emblematic of their faith. On the front wall of the most important houses of origin is mounted a realistically carved wooden buffalo head, adorned with actual horns. This emblem may only be added to the house after one of the most important funeral rites has been celebrated.

Village layout varies according to size. As a general rule, in the larger settlements of Tana Toraja the houses are arranged in a row, side by side, with their front gables facing north. Each house stands opposite its own rice barn, and together these form a complementary row parallel to the houses. Roofs are aligned on a north-south axis. Houses of the Mamasa Toraja are not orientated in this way but follow the direction of the river, and their rice barns are set at right-angles to the houses. The major agricultural ceremonies of the Toraja year are celebrated in the area between the houses and the barns.

To the Toraja, the Tongkonan is more than just a structure. The symbol of family identity and tradition, representing all the descendants of a founding ancestor, it is the focus of ritual life. It forms the most important nexus within the web of kindship. Torajans may have difficulty defining their exact relationship to distant kind, but can always name the natal houses of parents, grandparents and sometimes distant ancestors, for they consider themselves to be related through these houses. Descent amongst the Toraja is traced bilaterally - that is, through both the male and female line. People therefore belong to more than one house. Membership of these houses only requires the kinsman's active participation at times of ceremony, the division of an inheritance or when a house is rebuilt.

Although the Tongkonan has become identified by outsiders as being representative of all Toraja building, it is only the nobility and their descendants who can afford both the building of the houses themselves and the enormous ritual feasts associated with them. Noble Toraja can claim affiliation to a particular Tongkonan as descendants of the founding ancestor, through the male or female line. This association is periodically confirmed through contributions to the ceremonial feasts given by the Tongkonan household. Commoners customarily lived in smaller, simpler houses and acted as helpers at these communal feasts. Commoners trace their descent through their own houses of origin. These, although of simpler design and decoration, may still be known as Tongkonan.

Upon marriage, Toraja men will usually go to live with their wives. If they later divorce, the husband is the one who will leave, his ex-wife being left in possession of a house that he may have spent much time, energy and money on refurbishing. He is often compensated by being given the rice barn, which he dismantles and removes. The Tongkonan is never moved. One important reason for this is that a large number of placentae are buried to the east side of the house (east is associated with life in Tora'a mythology). The placentae, buried by the fathers of new-born children, are believed to call them back if in their adult life they ever journey a long way from home, so ensuring that they will always return to their house of origin.

As in so many places in modern Indonesia, the traditional house, with its cramped, dark, smoky interior, has lost its attraction for many Torala (although it still commands great ritual prestige). Many have opted for a ground-built, concrete, single-storey house in the contemporary Pan-Indonesian style, and some have adopted a wooden, pile-built Bu 's-type dwelling. Others who are more inclined towards tradition may add an extra storey and a saddleback roof; this provides more living space and room for furniture whilst retaining something of the prestige the Tongkonan affords its owner.


Read More...... History

Tana Toraja is located in the Northern part of the South Sulawesi Province. Situated between Latimojong Mountain range and Mount Reute Kambola. The arible Toraja consists of three groups. The Eastern around lake Poso, Western Toraja living around the Palu river and Kalawi in Centre Sulawesi. The Specific architecture of Torajan house has its own architecture form. Torajan house are shaped like a bout and the two ends are shaped like the bow. Torajan house is a compound buildings consist of traditional houses (Tongkonan) and rice storage buildings (Lumbung). The building are sculpted with ornaments of various shapes. The ornament is painted with traditional colour dominated with the black and red colour. All of them create the aesthetic value of the building of Torajan houses.
Demography
Toraja is a name of Bugis origin given to the different peoples of the mountainous regions of the northern part of the south peninsula, which have remained isolated until quite recently Their native religion is megalithic and animistic, and is characterized by animal sacrifices, ostentatious funeral rites and huge communal feasts. The Toraja only began to lose faith in their religion after 1909, when Protestant missionaries arrived in the wake of the Dutch colonizers. Nowadays roughly 60% of the Toraja are Christian, and 10% are Muslim; the rest hold in some measure to their original religion. Whatever their religious belief, it is their ancestral home, their 'house of origin', the great banua Toraja with its saddleback roof and dramatically upswept roof ridge ends, that is the cultural focus for every Toraja. This house of origin is also known as a Tongkonan, a name derived from the Toraja word for 'to sit'; it literally means the place where family members meet - to discuss important affairs, to take part in ceremonies and to make arrangements for the refurbishment of the house.

The Toraja are divided up geographically into different groups, the most important of which are the Mamasa, who are centred around the isolated Kalumpang valley, and the Sa'dan of the southern Toraja lands. There have never been any strong, lasting political groupings within the Toraja. The Sa'dan area, with its market towns of Makale and Rantepao, is known as Tana Toraja. Good roads now reach Tana Toraja from Makassar or formerly known as Ujung Panjang, the capital of Sulawesi, bringing a large seasonal influx of foreign tourists who, while injecting money into the local economy, have not yet had much lasting affect on local people's lives.

Village Pattern
In former times, Toraja villages were sited strategically on hilltops and fortified to such an extent that sometimes access was only possible through tunnels bored through rock. This was all part of the then common Indonesian custom of head-hunting and inter-village raids. The Dutch pacified the Toraja and forced them to leave the hills and to build their villages in the valleys, and they also introduced wet-rice cultivation. The Toraja abandoned their traditional slashand-burn agricultural policy and now live by rice-farming, and raising pigs and beautiful buffalo.
The Toraja are a proto-Malay people whose origins lie in mainland South-East Asia (possibly Cambodia). Toraja legends claim that they arrived from the north by sea. Caught in a violent storm, their boats were so damaged as to be unseaworthy, so instead they used them as roofs for their new homes. The Tongkonan, with their boat-shaped roofs, always face towards the north.

Style & Construction
Tongkonan are built on wooden piles. They have saddleback roofs whose gables sweep up at an even more exaggerated pitch than those of the Toba Barak. Traditionally, the roof is constructed with layered bamboo, and the wooden structure of the house assembled in tongue-and-groove fashion without nails. Nowadays, of course, zinc roofs and nails are used increasingly.

The construction of a traditional rumah adat is time-consuming and complex, and requires the employment of skilled craftsmen. First of all, seasoned timber is collected, then a shed of bamboo scaffolding with a bamboo shingle roof is erected. Here, components of the house are prefabricated, though the final assembly will take place at the actual site. Almost invariably now, Tongkonan are raised on vertical piles rather than on a substructure of the log-cabin type, so al the wooden piles are shaped and mortises cut in them to take the horizontal tie beams. The piles are notched at the top to accommodate the longitudinal and transverse beams of the upper structure. The substucture is then assembled at the final site. Next, the transverse beams are fitted into the piles, then notched and the longitudinal beams set into them, and the grooved uprights that will form the frame for the side walls are pegged in place. Thin side panels are cut to the dimensions decided on by the woodcarver who is going to decorate them, and slotted in, The two outermost uprights of each transverse wall pass through the upper horizontal wall beam and, being forked at the upper end, carry the parallel horizontal beams that support the rafters. A narrow hardwood post, also forked at the top and set into the central longitudinal floor beam, runs up each transverse wall, is anchored to the upper wall beam and carries the ridge purlin. The rafters are laid over the ridge purlin, whose extended ends rest on the triangular overhanging gables. An upper ridge pole is then laid in the crosses formed by the rafters, and the ridge pole and ridge purlin lashed together with rattan.

To obtain the increasingly curved roof so popular with the Toraja, the ends of the upper ridge pole must be slotted through the centres of short vertical hanging spars, whose upper halves support the first of the upwardly angled beams at the front and rear of the house, which in turn slots through the centre of further short vertical hanging spars that carry the second upwardly angled beam. The sections of the ridge pole projecting beyond the ridge purlin are supported front and back by a freestanding pole. Transverse ties pass through both the hanging spars and the freestanding posts to support the rafters of the projecting roof. Before the roof is fitted, stones are placed under the piles. The roof is made of bamboo staves bound together with rattan and assembled transversely in layers over an under-roof of bamboo poles, which are tied longitudinally to the rafters. Flooring is of wooden boards laid over thin hardwood joists.

A new Tongkonan at Pa'tengko, just outside Makale, took eight men three months to build, and six men one month to carve and paint the outside wall panels. There is no carving inside recently built Toraja houses, but on occasion timbers from old houses are reused in the construction of new ones. In Bintu Lepang, in the Solo district of Tana Toraja, there is a house which dates from about 1950 that was made out of beams and posts from three older houses. Here old carved exterior beams were incorporated into the new interior. This Tongkonan was notorious for housing an unburied corpse from 1964 until 1992, as a result of a dispute between the dead woman's adopted children. The body was soaked in coffee to preserve it and wrapped in over fifty of her textiles to smother the smell and to stop the heirs from squabbling over the them. The government finally had to order the funeral to take place.

Social Organization
Toraja society is extremely hierarchical, comprising nobility, commoners and a lower class who were formerly slaves. Villagers are only permitte to decor their house with the symbols and motifs appropriate to their social station. The gables and the wooden wall panels are incised with geometric, spiralling designs and motifs such as buffalo heads and cockerels painted in red, white, yellow and black, the colours that represent the various festivals of Aluk To Dolo ('the Way of the Ancestors'), the indigenous Torala religion. Black symbolizes death and darkness; yellow, God's blessing and power; white, the colour of flesh and bone, means purity; and red, the colour of blood, symbolizes human life. The pigments used were of readily available materials, soot for black, lime for white and coloured earth for red and yellow; tuak (palm wine) was used to strengthen the colours. The artists who decorated the house were traditionally paid with buffalo. The majority of the carvings on Toraja houses and granaries signify prosperity and fertility, and the motifs used are those important to the owner's family. Circular motifs represent the sun, the symbol of power, a golden keris (knife) symbolizes wealth and buffalo heads stand for prosperity and ritual sacrifice. Many of the designs are associated with water, which in itself symbolizes life, fertility and prolific rice fields. Tadpoles and water-weeds, both of which breed rapidly, represent hopes for many children.

Many of the motifs that adorn the houses and granaries of the Toraja are identical to those found on the bronze kettle drums of the Dong-Son. Others, such as the square cross motif, are thought to have Hindu-Buddhist origins or to have been copied from Indian trade cloths. The cross is used by the Christian Toraja as a decorative design emblematic of their faith. On the front wall of the most important houses of origin is mounted a realistically carved wooden buffalo head, adorned with actual horns. This emblem may only be added to the house after one of the most important funeral rites has been celebrated.

Village layout varies according to size. As a general rule, in the larger settlements of Tana Toraja the houses are arranged in a row, side by side, with their front gables facing north. Each house stands opposite its own rice barn, and together these form a complementary row parallel to the houses. Roofs are aligned on a north-south axis. Houses of the Mamasa Toraja are not orientated in this way but follow the direction of the river, and their rice barns are set at right-angles to the houses. The major agricultural ceremonies of the Toraja year are celebrated in the area between the houses and the barns.

To the Toraja, the Tongkonan is more than just a structure. The symbol of family identity and tradition, representing all the descendants of a founding ancestor, it is the focus of ritual life. It forms the most important nexus within the web of kindship. Torajans may have difficulty defining their exact relationship to distant kind, but can always name the natal houses of parents, grandparents and sometimes distant ancestors, for they consider themselves to be related through these houses. Descent amongst the Toraja is traced bilaterally - that is, through both the male and female line. People therefore belong to more than one house. Membership of these houses only requires the kinsman's active participation at times of ceremony, the division of an inheritance or when a house is rebuilt.

Although the Tongkonan has become identified by outsiders as being representative of all Toraja building, it is only the nobility and their descendants who can afford both the building of the houses themselves and the enormous ritual feasts associated with them. Noble Toraja can claim affiliation to a particular Tongkonan as descendants of the founding ancestor, through the male or female line. This association is periodically confirmed through contributions to the ceremonial feasts given by the Tongkonan household. Commoners customarily lived in smaller, simpler houses and acted as helpers at these communal feasts. Commoners trace their descent through their own houses of origin. These, although of simpler design and decoration, may still be known as Tongkonan.

Upon marriage, Toraja men will usually go to live with their wives. If they later divorce, the husband is the one who will leave, his ex-wife being left in possession of a house that he may have spent much time, energy and money on refurbishing. He is often compensated by being given the rice barn, which he dismantles and removes. The Tongkonan is never moved. One important reason for this is that a large number of placentae are buried to the east side of the house (east is associated with life in Tora'a mythology). The placentae, buried by the fathers of new-born children, are believed to call them back if in their adult life they ever journey a long way from home, so ensuring that they will always return to their house of origin.

As in so many places in modern Indonesia, the traditional house, with its cramped, dark, smoky interior, has lost its attraction for many Torala (although it still commands great ritual prestige). Many have opted for a ground-built, concrete, single-storey house in the contemporary Pan-Indonesian style, and some have adopted a wooden, pile-built Bu 's-type dwelling. Others who are more inclined towards tradition may add an extra storey and a saddleback roof; this provides more living space and room for furniture whilst retaining something of the prestige the Tongkonan affords its owner.


Toraja Land, South Sulawesi,Indonesia

Introduction


Why do people choose Toraja Land as a destination ?.We Spoke to many travelers while on Sulawesi ( Celebes ) and they all seemed to say the same things. They had come to Sulawesi ( Celebes ) and exploring Toraja Land because they either had heard such wonderful things from friends or relatives who had been there, Or they had visited previously themselves. What people seemed to like the best were The friendly people, the culture and the untouched beauty of Sulawesi at most.

After Bali and Java, the third most popular destination in Indonesia is Sulawesi. Sulawesi island contains a great variety of exotic people, culture and natural wonders. It is another unspoilt paradise. A journey into the strange world of mysterious Toraja People is truly a rare adventure, made especially eerie by their hauting tombs - holes carved out of sheer rock faces guarded by wooden effigies that stare out across the jungle.

Toraja Land, is known for its unique culture and ancient traditions. The center of tourism is Rantepao, 328 km from Makassar by road (about 8 hours).

The entry to Tana Toraja is marked by a gate built in traditional boat-shaped architecture. The road passes through the mountains of Kandora and Gandang on which, according to Toraja mythology, the first ancestors of celestial beings descended from heaven. The majority of the people still follows an ancestral cult called "Aluk Todolo" which governs all traditional ceremonies.

Torajan culture is a complex blend of ancestor worship and animistic beliefs where rituals for the dead are colorful festivals to pave the way for the soul's entry into the hereafter. This unique culture, the scenic beauty, cool climate and gentle people are the main reason that Toraja is gaining popularity as a tourist destination. For many visitors, Toraja will linger in their mind as a land steeped in mystery, magic and ancient traditions. It is one of the world's rare cultural treasures.

Symbolized in mythology as the land of heavenly kings, its boat-shaped houses face north in honor of the deities. Their traditional house called Tongkonan are related to the settlers who converted their boats into houses, and set the pattern of present-day community life. There is a belief that early settlers came by boats and converted the boats into houses. The houses are beautifully decorated with carvings and geometric designs. The number of buffalo horns hanging in front of the house indicate the status and wealth of the owner. Though Christianity and Islam have found converts here and modern trends have made inroads, traditional rituals remain strong, especially that of funeral rites.

The most spectacular of Torajan rituals are the funerals. For Torajan, a funeral is the single most important ceremony in the life cycle. It is based on a strong belief that the soul of the deceased travels to the land of the south and in this land of eternity, he will need all the requisites of everyday life in the hereafter just like when he was alive in this world. Funeral ceremonies are festival lasting as long as ten days with much feasting and entertainment. Animal sacrifices are made to ensure eternal life in the afterlife and to safeguard the descendants.

A funeral is a festive event for every member of the society. When the funeral is held by noble families then the ceremony will usually involve great fanfare. Buffaloes and pigs are sacrificed as an indication of status and as repayment for gifts received. This ceremony may take days, weeks or months after the actual death and the decreased is referred to as a sick man until he is buried.

Various types of graves are located in Cliffside caves, mountain ledges or in special houses reserved for the dead. The graves in Tana Toraja are made in huge rocks because of their strength and relative safety from animals and thieves. There are many of these graves in the different mountains. And some are well guarded by life-size wooden statues of the persons buried.

Read More...... Introduction


Why do people choose Toraja Land as a destination ?.We Spoke to many travelers while on Sulawesi ( Celebes ) and they all seemed to say the same things. They had come to Sulawesi ( Celebes ) and exploring Toraja Land because they either had heard such wonderful things from friends or relatives who had been there, Or they had visited previously themselves. What people seemed to like the best were The friendly people, the culture and the untouched beauty of Sulawesi at most.

After Bali and Java, the third most popular destination in Indonesia is Sulawesi. Sulawesi island contains a great variety of exotic people, culture and natural wonders. It is another unspoilt paradise. A journey into the strange world of mysterious Toraja People is truly a rare adventure, made especially eerie by their hauting tombs - holes carved out of sheer rock faces guarded by wooden effigies that stare out across the jungle.

Toraja Land, is known for its unique culture and ancient traditions. The center of tourism is Rantepao, 328 km from Makassar by road (about 8 hours).

The entry to Tana Toraja is marked by a gate built in traditional boat-shaped architecture. The road passes through the mountains of Kandora and Gandang on which, according to Toraja mythology, the first ancestors of celestial beings descended from heaven. The majority of the people still follows an ancestral cult called "Aluk Todolo" which governs all traditional ceremonies.

Torajan culture is a complex blend of ancestor worship and animistic beliefs where rituals for the dead are colorful festivals to pave the way for the soul's entry into the hereafter. This unique culture, the scenic beauty, cool climate and gentle people are the main reason that Toraja is gaining popularity as a tourist destination. For many visitors, Toraja will linger in their mind as a land steeped in mystery, magic and ancient traditions. It is one of the world's rare cultural treasures.

Symbolized in mythology as the land of heavenly kings, its boat-shaped houses face north in honor of the deities. Their traditional house called Tongkonan are related to the settlers who converted their boats into houses, and set the pattern of present-day community life. There is a belief that early settlers came by boats and converted the boats into houses. The houses are beautifully decorated with carvings and geometric designs. The number of buffalo horns hanging in front of the house indicate the status and wealth of the owner. Though Christianity and Islam have found converts here and modern trends have made inroads, traditional rituals remain strong, especially that of funeral rites.

The most spectacular of Torajan rituals are the funerals. For Torajan, a funeral is the single most important ceremony in the life cycle. It is based on a strong belief that the soul of the deceased travels to the land of the south and in this land of eternity, he will need all the requisites of everyday life in the hereafter just like when he was alive in this world. Funeral ceremonies are festival lasting as long as ten days with much feasting and entertainment. Animal sacrifices are made to ensure eternal life in the afterlife and to safeguard the descendants.

A funeral is a festive event for every member of the society. When the funeral is held by noble families then the ceremony will usually involve great fanfare. Buffaloes and pigs are sacrificed as an indication of status and as repayment for gifts received. This ceremony may take days, weeks or months after the actual death and the decreased is referred to as a sick man until he is buried.

Various types of graves are located in Cliffside caves, mountain ledges or in special houses reserved for the dead. The graves in Tana Toraja are made in huge rocks because of their strength and relative safety from animals and thieves. There are many of these graves in the different mountains. And some are well guarded by life-size wooden statues of the persons buried.

Tana Toraja, South Sulawesi-Land of The Heavenly Kings



The road from Makassar or Ujung Pandand to Toraja runs along the coast for about 130 km's and then hits the mountains. After the entrance to Tana Toraja you enter a majestic landscape with giant gray, granites and stones and blue mountains at a distance after passing the market village of Mebali. They form a sharp contrast with the lively green of the fertile, rain-fed terraces and the rusty read of the tropical laterite soil. This is Tana Toraja, one of the most splendid areas in Indonesia.

Tana Toraja has a specific and unique funeral ceremony which is called Rambu Solo. In Tana Toraja, dead body is not buried, but it is put in Tongkonan for several times, even can be more than ten years until the family have enough money to held the ceremony. After ceremony, the dead body is brought to the cave or to the wall of the mountain. The skulls show us that the dead body is not buried but just put on stone or ground, or put in the hole.The funeral festival season begins when the last rice has been harvested, usually in late June or July, and lasts through to September.





By Air
Directly from Hasanuddin airport, Makassar or Ujung Pandang, proceed to TANA TORAJA through the airport of Rantetayo, near Makle, 24 km south of Rantepao and there is a bus service to town.
By Land


Buses to Rantepao from Ujung Pandang leave daily from Ujung Pandang. The journey takes 8 hours and includes a meal stop. Tickets should be bought in town but coaches actually leave from Panaikan bus terminal, 20 minutes out of town by bemo. Coaches typically leave in the morning ( 7 am ), noon ( 1 pm ) and at night ( 7 pm).
Several companies in Rantepao run buses back to Ujung Pandang with the departure time and prices. The number of buses each day depends on the number of passengers.


Tourist who wants to stay in the heart of the city has many choices since there is lot of hotels available. Or if you had an adventurous soul, you can sleep in villages on the way.




Bemo is the best way to get to know the locals, besides chartered vehicles (minibuses and Jeeps) with or without driver. While you are in the village you can take a walk to move around.



Exploring the market; You should not to be missed going to the traditional market. Here you can get the top end of Toraja coffee beans [like Robusta and Arabica]. And several local veggies, fruits Tamarella or Terong Belanda and gold fish [ikan mas].
Visit Batu Tumonga Plateu; It means stone that facing to the sky. From here can be seen many volcanic stones comes up in between padi fields. And, several giant stones became cave graveyard. The views is pretty awesome. The huge of Tana Toraja [Toraja land] looks so lush and greenery. Like a patchwork in gradation hue of green color
Palawa is an excellent village to visit a Tongkonan, or a burial place still swarming with celebrations and festivals.
Take a side trip from Rantepao to Kete, a traditional village with excellent handicraft shops. Behind the village on a hillside is a grave site with lifesize statues guarding over old coffins


Most of the times, you can't eat at these locations; however more warung and restaurants appear along the road. You can also bring your own foods and drinks.



There is a souvenirs shop where you can buy everything specific from Tana Toraja. There are clothes, bags, wallets and other handicrafts.



Visitor are expected to adhere to local dress customs and to bring a token present, such as cigarettes or coffee whenever entered Tongkonan.
As roads are not always paved, it is necessary to use a jeep or walk, even when the weather is good (between May and October).
Beware with your head whenever going inside to Tongkonan, The Torajan traditional house.
Enrekang, Makale and Toraja Higland are surrounded by astonishing volcanic rocky cliffs. Do not miss it , just stop and take picture for awhile and you will not regret.


Read More......

The road from Makassar or Ujung Pandand to Toraja runs along the coast for about 130 km's and then hits the mountains. After the entrance to Tana Toraja you enter a majestic landscape with giant gray, granites and stones and blue mountains at a distance after passing the market village of Mebali. They form a sharp contrast with the lively green of the fertile, rain-fed terraces and the rusty read of the tropical laterite soil. This is Tana Toraja, one of the most splendid areas in Indonesia.

Tana Toraja has a specific and unique funeral ceremony which is called Rambu Solo. In Tana Toraja, dead body is not buried, but it is put in Tongkonan for several times, even can be more than ten years until the family have enough money to held the ceremony. After ceremony, the dead body is brought to the cave or to the wall of the mountain. The skulls show us that the dead body is not buried but just put on stone or ground, or put in the hole.The funeral festival season begins when the last rice has been harvested, usually in late June or July, and lasts through to September.





By Air
Directly from Hasanuddin airport, Makassar or Ujung Pandang, proceed to TANA TORAJA through the airport of Rantetayo, near Makle, 24 km south of Rantepao and there is a bus service to town.
By Land


Buses to Rantepao from Ujung Pandang leave daily from Ujung Pandang. The journey takes 8 hours and includes a meal stop. Tickets should be bought in town but coaches actually leave from Panaikan bus terminal, 20 minutes out of town by bemo. Coaches typically leave in the morning ( 7 am ), noon ( 1 pm ) and at night ( 7 pm).
Several companies in Rantepao run buses back to Ujung Pandang with the departure time and prices. The number of buses each day depends on the number of passengers.


Tourist who wants to stay in the heart of the city has many choices since there is lot of hotels available. Or if you had an adventurous soul, you can sleep in villages on the way.




Bemo is the best way to get to know the locals, besides chartered vehicles (minibuses and Jeeps) with or without driver. While you are in the village you can take a walk to move around.



Exploring the market; You should not to be missed going to the traditional market. Here you can get the top end of Toraja coffee beans [like Robusta and Arabica]. And several local veggies, fruits Tamarella or Terong Belanda and gold fish [ikan mas].
Visit Batu Tumonga Plateu; It means stone that facing to the sky. From here can be seen many volcanic stones comes up in between padi fields. And, several giant stones became cave graveyard. The views is pretty awesome. The huge of Tana Toraja [Toraja land] looks so lush and greenery. Like a patchwork in gradation hue of green color
Palawa is an excellent village to visit a Tongkonan, or a burial place still swarming with celebrations and festivals.
Take a side trip from Rantepao to Kete, a traditional village with excellent handicraft shops. Behind the village on a hillside is a grave site with lifesize statues guarding over old coffins


Most of the times, you can't eat at these locations; however more warung and restaurants appear along the road. You can also bring your own foods and drinks.



There is a souvenirs shop where you can buy everything specific from Tana Toraja. There are clothes, bags, wallets and other handicrafts.



Visitor are expected to adhere to local dress customs and to bring a token present, such as cigarettes or coffee whenever entered Tongkonan.
As roads are not always paved, it is necessary to use a jeep or walk, even when the weather is good (between May and October).
Beware with your head whenever going inside to Tongkonan, The Torajan traditional house.
Enrekang, Makale and Toraja Higland are surrounded by astonishing volcanic rocky cliffs. Do not miss it , just stop and take picture for awhile and you will not regret.


Kamis, 07 Agustus 2008

KANTUNG EMPEDU – BATU GINJAL


Indikasi awal kanker & tumor biasanya diawali dengan penuhnya kantung

empedu dengan batu. Semua orang cenderung empedunya berisi batu, tetapi

pada kondisi tertentu akan jadi penyakit, Artikel paling bawah ini telah memberi saya jalan keluar, dimana 4 dokter memastikan saya harus dioperasi.

Karena beberapa minggu lalu, saya terkena hepatitis A dan hasil USG ternyata empedu saya penuh dengan batu.

Penuhnya Empedu dengan batu tdk akan kita ketahui dlm keadaan normal, saya baru tahu setelah dokter melakukan USG Hati dan empedu. Menurut Dokter:

Operasi kantung empedu dgn mengangkat kantung empedu dengan operasi besar ataupun laparaskopi. Biaya yang akan kita keluarkan untuk operasi tsb berkisar antara 40-60 juta. (Untuk operasi saja)

Silahkan baca original artikel paling bawah dari Dr Lai Chiu-Nan, bagaimana mengeluarkan batu empedu tanpa operasi dan biaya sangat murah dan tidak merusak tubuh kita. Subhanallah saya telah mengikuti saran beliau dan alhamdulillah batu empedu ku keluar semua tanpa operasi. (Ini bukan detoxinasi, tapi seperti pembersihan perut). Hasil USG saya empedu telah penuh dengan batu, setelah melakukan treatment ini saya meminta USG kembali sebagai bukti. Ternyata benar...kantung empedu saya kosong... Entah bagaimana saya menyampaikan ucapan terimakasih ke Dr Lai Chiu-Nan, tapi saya cuma ingin sharing pengalaman sesuai niat Dr Lai Chiu-Nan membagi pengalaman kepada saudara2 kita dengan gratis.

Saran:

Bagi yang sehat...cobalah, karena saat kita sakit akut ataupun kronis gak enak rasanya. Ini adalah salah satu cara menghindari kanker dan tumor

Fungsi hati dan empedu:

Menetralisir racun di tubuh, Empedu menetralisir lemak yang kita asup ke dalam tubuh. Keduanya saling berkaitan... kalau kedua2nya bersih ...berarti kita telah menyehatkan tubuh kita agar normal fungsi keduanya

Sehat adalah milik kita semua..

Baik sekali apabila kita sekali-kali membersihkan kandung empedu kita.

============ ========= ========= ========= ===



MENGHILANGKAN BATU EMPEDU SECARA ALAMIAH

oleh Dr Lai Chiu-Nan

Ini telah berhasil bagi banyak orang. Apabila kejadian anda demikian juga, ayolah beritahu pada orang lain. Dr Chiu-Nan sendiri tak memungut biaya untuk informasinya ini, karena itu sebaiknya kita buat ini gratis juga.

Ganjarannya adalah bila ada orang yang karena informasi yang anda berikan menjadi sehat.

Batu empedu tak banyak dirisaukan orang, tapi sebenarnya semua perlu tahu karena kita hampir pasti mengindapnya. Apalagi karena batu empedu bisa berakhir dengan penyakit kanker. "Kanker sendiri tidak pernah muncul sebagai penyakit pertama" kata Dr Chiu-Nan.

"Umumnya ada penyakit lain yang mendahuluinya. Dalam penelitian di Tiongkok saya menemukan bacaan bahwa orang-orang yang terkena kanker biasanya ada banyak batu dalam tubuhnya.

Dalam kantung empedu hampir semua dari kita mengandung batu empedu.

Perbedaannya hanya dalam ukuran dan jumlah saja.. Gejala adanya batu empedu biasanya adalah perasaan penuh di perut ('nek, busung) sehabis makan. Rasanya kurang tuntas mencernakan makanan. Dalam kondisi parah ada tambahan rasa nyeri pada ginjal."

Bila anda menduga ada batu pada empedu anda, cobalah cara yang dianjurkan oleh Dr Chiu Nan untuk menghilangkannya secara alamiah. Pengobatan ini juga dapat dipakai bila ada keluhan gangguan hati, karena hati dan kandung empedu saling berkaitan.

Tata-cara pengobatannya adalah sebagai berikut:

1. Selama lima hari berturut-turut minumlah empat (4) gelas sari buah apel segar setiap hari, atau makanlah empat atau lima buah apel segar,

tergantung selera anda. Apel berkhasiat melembutkan batu empedu. Selama

masa ini anda boleh makan seperti biasa.

2. Pada hari ke-enam jangan makan malam. Jam 6 petang, telanlah satu sendok teh "Epsom salt" (magnesium sulfat, garam Inggris??) dengan segelas air hangat. Jam 8 malam lakukan hal yang sama. Magnesium sulfat berkhasiat membuka pembuluh-pembuluh kandung empedu. Jam 10 malam campurkan setengah cangkir minyak zaitun (atau minyak wijen) dengan setengah cangkir sari jeruk segar. Aduklah secukupnya sebelum diminum. Minyaknya melumasi batu2 untuk melancarkan keluarnyabatu empedu.

Keesokan hari Anda akan menemukan batu-batu berwarna kehijauan dalam limbah air besar anda. "Batu-batu ini biasanya mengambang," menurut Dr Chiu-Nan.

"Cobalah hitung jumlahnya. Ada yang jumlahnya 40, 50 sampai 100 batu.

Banyak sekali. Tanpa gejala apapun Anda mungkin memiliki ratusan batu yang berhasil dikeluarkan melalui metoda ini, walaupun mungkin tidak semuanya keluar.

Baik sekali apabila kita sekali-kali membersihkan kandung empedu kita.



1. Jenis Apel sebenarnya sama, cuma saya seneng yang manis... Kemaren aku makan Apel RRC yang sering diskon kalau di supermarket harga diskon per 100 gram 800-1000 (biasaya 1600)

2. Minum/makan apel selama 1 hari 4 (rata2) lima juga boleh.

3. Sebelumnya aku minum Jus asli apel. Cuma butuh waktu untuk mebuatnya.

Akhirnya selama 5 hari aku makan apel seger dari kulkas, kulitnya aku buang. Karena apel sekarang banyak yang dikasih lapisan lilin dan terkontaminasi sama pestisida... jadi aku buang kulitya, lalu aku potong kecil..dan dimasukkan ke kulkas...jadi saat kita mau makan, apelnya masih seger dan dingin.

4. Garam Inggris beli di apotik harga Rp2.500 (Tempat obat)

5. Minyak Zaitun kalau kita ke Supermarket namanya Olive Oil, harga 25-30 ribu satu botol. Di Apotek juga ada, aku beli di sana karena dekat rumah.

Guna Jeruk agar kita tidak muntah saat minum Minyak Zaitun, Jadi aduk yang rata...karena sebelumnya adukanku tidak rata...sehingga eneg, ..lalu aduk lagi biar tercampur dengan rata..karena minyak dan jeruk tidak bersatu atau Berat Jenisnya beda...



3 Dokter suruh aku Operasi... tapi dengan treatment ini, keluar batunya.


"Orang yang hanya memikirkan diri sendiri, akan hidup sebagai orang kerdil dan mati sebagai orang kerdil. Tetapi orang yang mau memikirkan orang lain, ia akan
menjadi orang besar dan mati sebagai orang besar”.


Read More......
Indikasi awal kanker & tumor biasanya diawali dengan penuhnya kantung

empedu dengan batu. Semua orang cenderung empedunya berisi batu, tetapi

pada kondisi tertentu akan jadi penyakit, Artikel paling bawah ini telah memberi saya jalan keluar, dimana 4 dokter memastikan saya harus dioperasi.

Karena beberapa minggu lalu, saya terkena hepatitis A dan hasil USG ternyata empedu saya penuh dengan batu.

Penuhnya Empedu dengan batu tdk akan kita ketahui dlm keadaan normal, saya baru tahu setelah dokter melakukan USG Hati dan empedu. Menurut Dokter:

Operasi kantung empedu dgn mengangkat kantung empedu dengan operasi besar ataupun laparaskopi. Biaya yang akan kita keluarkan untuk operasi tsb berkisar antara 40-60 juta. (Untuk operasi saja)

Silahkan baca original artikel paling bawah dari Dr Lai Chiu-Nan, bagaimana mengeluarkan batu empedu tanpa operasi dan biaya sangat murah dan tidak merusak tubuh kita. Subhanallah saya telah mengikuti saran beliau dan alhamdulillah batu empedu ku keluar semua tanpa operasi. (Ini bukan detoxinasi, tapi seperti pembersihan perut). Hasil USG saya empedu telah penuh dengan batu, setelah melakukan treatment ini saya meminta USG kembali sebagai bukti. Ternyata benar...kantung empedu saya kosong... Entah bagaimana saya menyampaikan ucapan terimakasih ke Dr Lai Chiu-Nan, tapi saya cuma ingin sharing pengalaman sesuai niat Dr Lai Chiu-Nan membagi pengalaman kepada saudara2 kita dengan gratis.

Saran:

Bagi yang sehat...cobalah, karena saat kita sakit akut ataupun kronis gak enak rasanya. Ini adalah salah satu cara menghindari kanker dan tumor

Fungsi hati dan empedu:

Menetralisir racun di tubuh, Empedu menetralisir lemak yang kita asup ke dalam tubuh. Keduanya saling berkaitan... kalau kedua2nya bersih ...berarti kita telah menyehatkan tubuh kita agar normal fungsi keduanya

Sehat adalah milik kita semua..

Baik sekali apabila kita sekali-kali membersihkan kandung empedu kita.

============ ========= ========= ========= ===



MENGHILANGKAN BATU EMPEDU SECARA ALAMIAH

oleh Dr Lai Chiu-Nan

Ini telah berhasil bagi banyak orang. Apabila kejadian anda demikian juga, ayolah beritahu pada orang lain. Dr Chiu-Nan sendiri tak memungut biaya untuk informasinya ini, karena itu sebaiknya kita buat ini gratis juga.

Ganjarannya adalah bila ada orang yang karena informasi yang anda berikan menjadi sehat.

Batu empedu tak banyak dirisaukan orang, tapi sebenarnya semua perlu tahu karena kita hampir pasti mengindapnya. Apalagi karena batu empedu bisa berakhir dengan penyakit kanker. "Kanker sendiri tidak pernah muncul sebagai penyakit pertama" kata Dr Chiu-Nan.

"Umumnya ada penyakit lain yang mendahuluinya. Dalam penelitian di Tiongkok saya menemukan bacaan bahwa orang-orang yang terkena kanker biasanya ada banyak batu dalam tubuhnya.

Dalam kantung empedu hampir semua dari kita mengandung batu empedu.

Perbedaannya hanya dalam ukuran dan jumlah saja.. Gejala adanya batu empedu biasanya adalah perasaan penuh di perut ('nek, busung) sehabis makan. Rasanya kurang tuntas mencernakan makanan. Dalam kondisi parah ada tambahan rasa nyeri pada ginjal."

Bila anda menduga ada batu pada empedu anda, cobalah cara yang dianjurkan oleh Dr Chiu Nan untuk menghilangkannya secara alamiah. Pengobatan ini juga dapat dipakai bila ada keluhan gangguan hati, karena hati dan kandung empedu saling berkaitan.

Tata-cara pengobatannya adalah sebagai berikut:

1. Selama lima hari berturut-turut minumlah empat (4) gelas sari buah apel segar setiap hari, atau makanlah empat atau lima buah apel segar,

tergantung selera anda. Apel berkhasiat melembutkan batu empedu. Selama

masa ini anda boleh makan seperti biasa.

2. Pada hari ke-enam jangan makan malam. Jam 6 petang, telanlah satu sendok teh "Epsom salt" (magnesium sulfat, garam Inggris??) dengan segelas air hangat. Jam 8 malam lakukan hal yang sama. Magnesium sulfat berkhasiat membuka pembuluh-pembuluh kandung empedu. Jam 10 malam campurkan setengah cangkir minyak zaitun (atau minyak wijen) dengan setengah cangkir sari jeruk segar. Aduklah secukupnya sebelum diminum. Minyaknya melumasi batu2 untuk melancarkan keluarnyabatu empedu.

Keesokan hari Anda akan menemukan batu-batu berwarna kehijauan dalam limbah air besar anda. "Batu-batu ini biasanya mengambang," menurut Dr Chiu-Nan.

"Cobalah hitung jumlahnya. Ada yang jumlahnya 40, 50 sampai 100 batu.

Banyak sekali. Tanpa gejala apapun Anda mungkin memiliki ratusan batu yang berhasil dikeluarkan melalui metoda ini, walaupun mungkin tidak semuanya keluar.

Baik sekali apabila kita sekali-kali membersihkan kandung empedu kita.



1. Jenis Apel sebenarnya sama, cuma saya seneng yang manis... Kemaren aku makan Apel RRC yang sering diskon kalau di supermarket harga diskon per 100 gram 800-1000 (biasaya 1600)

2. Minum/makan apel selama 1 hari 4 (rata2) lima juga boleh.

3. Sebelumnya aku minum Jus asli apel. Cuma butuh waktu untuk mebuatnya.

Akhirnya selama 5 hari aku makan apel seger dari kulkas, kulitnya aku buang. Karena apel sekarang banyak yang dikasih lapisan lilin dan terkontaminasi sama pestisida... jadi aku buang kulitya, lalu aku potong kecil..dan dimasukkan ke kulkas...jadi saat kita mau makan, apelnya masih seger dan dingin.

4. Garam Inggris beli di apotik harga Rp2.500 (Tempat obat)

5. Minyak Zaitun kalau kita ke Supermarket namanya Olive Oil, harga 25-30 ribu satu botol. Di Apotek juga ada, aku beli di sana karena dekat rumah.

Guna Jeruk agar kita tidak muntah saat minum Minyak Zaitun, Jadi aduk yang rata...karena sebelumnya adukanku tidak rata...sehingga eneg, ..lalu aduk lagi biar tercampur dengan rata..karena minyak dan jeruk tidak bersatu atau Berat Jenisnya beda...



3 Dokter suruh aku Operasi... tapi dengan treatment ini, keluar batunya.


"Orang yang hanya memikirkan diri sendiri, akan hidup sebagai orang kerdil dan mati sebagai orang kerdil. Tetapi orang yang mau memikirkan orang lain, ia akan
menjadi orang besar dan mati sebagai orang besar”.